Posts with tag 'Down Payment'
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30
Yes, You Can Make Your Offer Stand Out From the Rest
The time has finally arrived when you're ready to purchase a home. You found the perfect property, your finances are in order, and you're ready to make an offer. There's only one problem, so is every other buyer that's looking for their dream home. In a seller's market, our REALTORS® can help you move to the front of the line.
In a seller's market, buyers outnumber available homes for sale. Buyers often face bidding wars and full-price offers for Nassau County homes for sale and
19
Buying a House: How Do I Raise My Credit Score?
Our REALTORS® get plenty of questions about credit score and how it relates to buying a house.
Many people are intimidated by the idea of being judged by their credit score. They may have had financial difficulties in the past that impacted their ability to maintain the average score.
Here's some good news: No credit score is perfect – most experts claim that attaining the highest possible score is nearly impossible. Lenders aren't actually looking for "the magic 850," either.
The other thing to know is this: Even if your credit score is lower than you'd like, you still have the chance to change it. Starting even a few months in advance can improve your credit score.
In recent years, lenders have generally relaxed their credit score requirements. Still, improving your score can result in a better loan with a lower APR. That may save you thousands of dollars.
Here's what you can do to raise your credit score: