60 Top Ridge Trail , White Lake, NY 12786

$3,595,000
  • 60 Top Ridge Trail , White Lake, NY 12786 Main Photo

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New to the Market Active
BEDS4 BATHS5 full 3 partial SQUARE FEET5,760 MLS#1037747
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONThe Chapin Estate SCHOOLMonticello

Property Description

Discover the Mayfly Inn at The Chapin Estate, an Adirondack-inspired lakefront sanctuary where rustic elegance meets refined leisure. Tucked within a private natural setting, this exceptional family compound has been thoughtfully curated for those who value craftsmanship, comfort, and the timeless allure of waterfront living. From the moment you arrive, Mayfly Inn reveals itself in layers. Warm wood tones, lodge-style architecture, and bespoke details create an atmosphere that feels both elevated and effortless. The main living spaces are designed for gathering-grand yet inviting, with a natural flow that encourages conversation, connection, and quiet moments by the fire. Beyond the traditional bedrooms, the home offers additional bunkrooms and flexible recreational spaces, ideal for hosting extended family, creating a children's wing, or accommodating guests with ease and sophistication. Curated furnishings ensure the home is ready to enjoy from the very first day.Exceptional features of this home include a full dog wash station, billiard's corner, full bar in lower den with lake view and a stone archway leading to an artfully designed wine cellar.Outdoors, the property is truly a private resort. An oversized connecting breezeway serves as a covered deck for outdoor dining and fireside chats. In the distance, a dock extends into the waters of the Toronto Reservoir, offering a front-row seat to sunrise paddles, afternoon swims, and evenings when the lake turns to glass. The grounds are enriched with thoughtful amenities, including a charming putting green perfect for leisurely practice or friendly competition. A 4-seater ATV makes navigating these 5 acres a breeze.Every corner of Mayfly Inn is designed to elevate the experience of being here-whether it's a summer weekend filled with laughter, a crisp autumn escape, or a winter retreat where the world feels wonderfully still. This is more than a lake house; it's a place where memories gather, traditions deepen, and the beauty of the Catskills becomes part of your everyday rhythm.Mayfly Inn invites you to live luxuriously while being connected to the water, the land, and the people that matter most.Located at the Chapin Estate, a 4-season gated residential preserve on 2,500 acres of pristine forest lands bordering 14,000 acres of forever wild conservation properties. Unique attributes include: 1,750 acres of freshwater lakes and trout streams; 9+ miles of hiking, biking and snowshoe trails; Members only Lake Club; Security patrolled and Concierge

60 Top Ridge Trail | MLS# 1037747

This single family home located at 60 Top Ridge Trail , White Lake, NY 12786 is currently listed for sale with an asking price of $3,595,000. This property was built in 2010 and has 4 bedrooms and 5 full and 3 partial baths with 5760 sq. ft. Top Ridge Trail is located in the The Chapin Estate subdivision within the Monticello school district. Search The Chapin Estate real estate on www.coachrealtors.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Finished, Full, Walk-Out Access
Cooling: Central Air
Fireplaces: 4
Garage: 2
Heating: Propane, Radiant Floor
Home Style: Cabin, Estate, Log, Other
Lot Size: 5.50 Acres
Taxes: $38,143
Year Built: 2010

Amenities

First Floor Bedroom
First Floor Full Bath
Breakfast Bar
Built-in Features
Cathedral Ceiling(s)
Chandelier
Double Vanity
Entrance Foyer
Formal Dining
Granite Counters
High Ceilings
High Speed Internet
His and Hers Closets
Kitchen Island
Natural Woodwork
Open Floorplan
Open Kitchen
Original Details
Pantry
Primary Bathroom
Master Downstairs
Recessed Lighting
Smart Thermostat
Sound System
Speakers
Storage
Walk Through Kitchen
Walk-In Closet(s)
Washer/Dryer Hookup
Wet Bar
Balcony
Dock
Fire Pit
Gas Grill
Speakers

Feature Descriptions

Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Other, Oven, Range, Refrigerator, Washer, Indirect Water Heater, Water Purifier Owned, Wine Refrigerator
Association Amenities: Gated, Landscaping, Powered Boats Allowed, Recreation Facilities, Security, Snow Removal
Association Fee: $2000/Annually
Association Fee Includes: Common Area Maintenance
Building Area Total: 8000
Community Features: Clubhouse, Fitness Center, Gated, Playground, Pool, Powered Boats Allowed, Tennis Court(s)
Exterior: Cedar, Frame, ICFs (Insulated Concrete Forms), Log, St
Fencing: None
Fireplace Features: Basement, Bedroom, Living Room, Wood Burning
Fireplace Y/N: Yes
Flooring: Carpet, Combination, Hardwood
Formal Dining: Yes
Frontage: 226
GarageY/N: Yes
Gated Property: Y
Heating Zones: 4
House Faces: West
Inclusions: ATV
Laundry: Inside, Laundry Room
Lot Features: Back Yard, Landscaped, Other, Part Wooded, Private, Restrictions, Rolling Slope, Views, Waterfront
Number Of Kitchens: 1
On Market Date: 2026-08-11
Other Structures: Shed(s)
Parcel Number: 2000-055-E-0002-041-000
Parking Features: Driveway, Garage, Garage Door Opener, Heated Garage, Off Street, Private
Parking Total: 20
Patio And Porch: Covered, Deck, Patio, Porch
Rental Term: Monthly
Road Responsibility: Private Maintained Road
Rooms Total: 19
Security: yes
Security Features: Gated Community, Security System, Video Cameras
Sewer: Septic Tank
Special View Info: Lake, Mountain(s), Trees/Woods, Water
Utilities: Cable Connected, Electricity Connected, Phone Available, Propane, Trash Collection Private, Underground Utilities, Water Connected
Water: Well
Waterfront Features: Lake Front, Lake Privileges, Water Access, Waterfront
Window Features: Drapes, Floor to Ceiling Windows, Oversized Windows, Wood Frames
Wooded: Yes

Local Schools

High School: Monticello High School
Middle School: Robert J Kaiser Middle School
Elementary School: George L Cooke School
School District: Monticello

Listed By / Shown By

Listing By

Agency Name: Chapin Sotheby's Intl Rlty
Agency Contact: 845-583-4900

Shown By

Agency Title: Howard Hanna | Coach Realtors
Agency Phone: 800.321.RELO

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Estimated Payment

$ 19,666.11 per month $15,438.99 Principal & Interest $3,178.58 Property Tax $1,048.54 Homeowner's Insurance

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